Premium Fee Architecture
Transparent fees. Premium clarity.
Structured, compact, and clearly priced so every stage of advice feels deliberate.
Mortgage & Protection
Compact fee journey
Everything you pay, what it covers, and where support continues.
Start
Initial 30‑Minute Call
Fee-free
A relaxed conversation to understand what you are trying to achieve and confirm the best next step.
Discovery Meeting
Included within your feeA structured fact-find where I gather goals, income, commitments, and savings before making recommendations.
Standard Mortgage Fee
Payable on application
- Residential purchases
- Residential remortgages
- Personal (non-Ltd Co) BTL
- Personal BTL remortgages
- Whole-of-market research
- Personal recommendation
- Full application management
- Client Hub with secure document upload, direct messaging, progress tracking, and automated review reminders
Non-refundable. Carried forward once within 90 days for chain breaks or withdrawn properties.
Complex Mortgage Fee
Total fee payable on application
- Multiple/foreign/complex income
- Debt consolidation
- More than two applicants
- Guarantor/family-supported applications
- Portfolio landlord cases
- Limited company or SPV buy-to-let
Detailed specialist research, full application management, and support through to completion.
This fee may be supplemented by commission received from the lender.
Protection Advice - No Obligation
No feeNo fee for advising and arranging Term Assurance, Mortgage Protection Assurance, Critical Illness Insurance, Accident, Sickness and Unemployment Insurance. If you proceed, the insurer pays commission.
Process Overview
Brief presentation outlining how I research, recommend, and support you from first call through completion.
In summary
Transparent pricing means no surprises for you and no rushing for me.
This structure ensures I have the space to provide the careful, personal, and deeply considered advice you are looking for.
(Note: It is the policy of Julian Harris Adviser Network to ask clients to sign a fee agreement prior to undertaking any chargeable work.)