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Mortgage & Protection
Advice Process

Proud member of Julian Harris Adviser Network

This presentation summarises how I deliver mortgage and protection advice. Costs, remuneration, and regulatory detail are set out in my Initial Disclosure Document.

Michael Hawkins

Independent Financial Adviser

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01935 584 575

Michael Hawkins is an adviser with Julian Harris Adviser Network Limited, authorised and regulated by the Financial Conduct Authority. FCA No. 304155. Registered office: Julian Harris House, Musgrove, Ashford, Kent. TN23 7UN.

Mortgages: Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.

Investments and Pensions: The performance of your investments is subject to risk(s). Its performance may fluctuate based on movements in the market and economic condition(s). Capital at risk. Currency movements may also affect the value of investments. You may get back less than you originally invested. Past performance is not a reliable indicator of the future performance. Tax treatment is based on individual's unique circumstances.

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