Investments:it’s all about the eggs.
To build a solid nest egg, you need to diversify - don’t put everything in one basket, and don’t let it all hatch at once. You need a portfolio that won't crack under pressure and stays protected while it grows.
I provide independent, whole-of-market investment advice across Somerset, Dorset, and Devon. Expect seasoned guidance and sensible strategies built on balance, not guesswork.
Investment solutions
Navigate clear, practical investment guidance from portfolio planning to long-term wealth building.
Why Choose My Investment Service
More than a decade helping South West residents grow their savings through clear, independent investment advice.
Whole of Market Access
I am fully independent and not tied to any investment provider. I search the entire market to find suitable investment solutions with competitive fees and strong long-term potential.
Complete Independence
restricted Advisers can only recommend from a limited panel. I can access every investment platform and fund, giving you a strategy that fits your goals, not someone else's product list.
Wealth Building Support
I help you build a diversified investment portfolio, make the most of tax-efficient savings and grow your wealth steadily over time.
FCA Regulated
Fully authorised and regulated for your peace of mind. Your financial future always comes first.
What clients say
Rated 5.0 from 73 reviews
"Absolute top notch service. Michael Hawkins was superb - swift replies to emails or phone calls, extremely helpful and knowledgeable. Would highly recommend his services."- Daniel Lonsdale-Ellis
"His advice was invaluable. Above all he was compassionate and understanding throughout the process, patient and supportive with those of us with little experience."- Dave Sinclair
"Could not have been more helpful and so obviously knows the market. A brilliant service, thanks Michael."- Ian Floyed
"On time, spoke with a good knowledge of the market. Very good. And it was a good experience."- Alan Southwood
Investment resources
Expert guides and tools to help you make informed decisions:
Investment knowledge hub
Honest answers to common investment questions.
What's the difference between saving and investing?
Saving is low-risk cash holding for short-term needs. Investing involves putting money into assets like stocks and bonds for long-term growth (typically 5+ years), with higher return potential but market risk.
How much do I need to start investing?
There's no single minimum. Options exist for monthly contributions starting from as little as £50-£100, or lump-sum investments. The key is starting early to benefit from compounding.
How do you manage investment risk?
Risk is managed through diversification (spreading money across different assets/regions) and matching your portfolio to your specific risk tolerance and time horizon.
Is now a good time to invest?
Timing the market is notoriously difficult. 'Time in the market' is generally more important than 'timing the market.' Regular investing can help smooth out volatility through pound-cost averaging.
Are my investments protected?
Investments are held with regulated custodians, and your adviser is regulated by the FCA. The FSCS provides protection up to £85,000 per person, per firm for specific failures.
Will I have access to my money?
Most modern investment platforms offer daily liquidity, meaning you can access your funds within a few days. However, investing should be viewed as a long-term commitment.
Ready to take the next step?
Whether you're arranging a mortgage, protecting your family, or planning for the future, I'm here to help you make clear, confident decisions.