Life Insurance & Protection in Exeter
Expert protection advice on life insurance, critical illness, income protection and business protection in Exeter and surrounding Devon areas. Completely independent - I search the entire UK protection market from all leading insurers.
Protection Solutions
Protection Solutions in Exeter
Comprehensive advice for individuals and families in Exeter and the wider Devon area.
Local Expertise
Financial advice
in Exeter
Exeter is the regional hub for Devon, so typical work includes busy professionals, university-linked households, and pre-retirees who want pensions, investments, and mortgages aligned in one plan.
Protection enquiries typically cover mortgage life cover, family life insurance, critical illness, and income protection for households balancing work and dependants.
I also support people in nearby areas such as Honiton, Sidmouth, Axminster and Taunton, all on the same phone- and video-first basis.
Working with a local adviser in Exeter also means continuity, the same person through mortgage moves, protection reviews, pension changes, and investment decisions.
Serving Devon
Based in Yeovil, I work with clients across Devon, mostly by phone and online, including Exeter and surrounding areas.
5★ average from 73+ public Google reviews, read verified feedback.
100%
Independent
100+
Lenders
10+
Years Experience
My Approach
Clear advice,
no complexity
Hi, I'm Michael Hawkins. I've been helping individuals and families across Exeter and the wider Devon area with their financial planning for years. As a completely independent FCA regulated financial Adviser, I offer whole of market access.
Why independence matters: Unlike restricted Advisers who can only recommend from a limited panel, I can search the entire UK market for the best product at the most competitive price.
I got tired of the old way of doing business, so I put years of experience into a system that makes life easier for both of us. Your client hub brings onboarding, factfinding, documents, messages, reminders, and reviews together in one place, while a practice engine behind the scenes keeps everything moving and cuts duplication and repetitive typing. Once you have tried it, going back to scattered emails and paper chasing rarely feels worth it. Pensions and investments follow the same hub model as mortgages and protection.
Learn more about my approach
Michael & Kiki
Exeter, Devon
Protection Solutions
What I can help with
Life insurance coverage
Critical illness protection
Income protection plans
Family income benefit
Business protection
Mortgage life insurance
The Process
How it works
Free 30-minute introductory phone call
Needs assessment
Market research & comparison
Policy recommendation
Application support
Ongoing review
Why Choose Me
Independent advantage
Tailored coverage
Protection designed specifically for your family's needs and circumstances
Competitive premiums
Access to the best rates through whole of market research
Expert guidance
Clear explanations of complex policies and what they cover
Peace of mind
Knowing your loved ones are financially protected
Also Available in Exeter
Other services
Quick answers
Insurance in Exeter
How do appointments work if I'm in Exeter?
By phone and video, we normally start with a free 30-minute call. Your client hub keeps the journey clear from wherever you're based in Exeter or the wider Devon area, without logistics getting in the way.
Is Exeter inside your usual advice area?
Yes. I work across Somerset, Dorset, and Devon, with Exeter as one of the areas I support regularly. I also support people in nearby areas such as Honiton, Sidmouth, Axminster and Taunton, all on the same phone- and video-first basis.
What is the client hub and practice engine?
I got tired of the old way of doing business, so I put years of experience into a system that makes life easier for both of us. Your client hub brings onboarding, factfinding, documents, messages, reminders, and reviews together in one place, while a practice engine behind the scenes keeps everything moving and cuts duplication and repetitive typing. Once you have tried it, going back to scattered emails and paper chasing rarely feels worth it. Pensions and investments follow the same hub model as mortgages and protection.
Testimonials
What my clients say
Below is a sample of feedback. There are also 73+ verified 5-star reviews on Google from clients across the South West.
"Michael helped my husband and I set up my Life Insurance policies after a bad experience with another provider. He was superb throughout and kept me up to date."
Lorraine Eadie
"I go to Michael for life insurance. He made it so easy and clear, and walked me through the process. Would highly recommend!!"
Gemma Stunt
"Sorting out insurance offers, getting me sorted with my life insurances as well. His expertise, honesty, transparency and personalized advice was second to none!"
Esther
"Michael was always very responding and flexible. I also received competitive quotes for income protections which I am going to sign up to. Highly recommended!"
Maciej Kurkowski
Ready to start?
Ready to get started?
Start with a free 30-minute phone call, or message me to discuss your insurance needs.