Pension review for Chard clients
A pension review in Chard starts with what you have today: workplace schemes, old personal pensions, and state pension forecast, then models retirement income under different retirement ages and contribution levels.
Pension Adviser in Chard
Pensions are boring.A belief we should probably retire.
Pension and retirement planning for clients in Chard and across Somerset: workplace schemes, reviews, consolidation where appropriate, and drawdown planning in plain English.
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5★Google Reviews
100%Independent
10+Years Experience
Pension Solutions
Pension Solutions in Chard
Comprehensive advice for individuals and families in Chard and the wider Somerset area.
Local Expertise
Financial advice
in Chard
Chard is well linked to Yeovil, Taunton, and the Somerset Levels; many clients here want straightforward advice by phone and online that still taps the whole UK market for mortgages and pensions.
Independent financial advice in Chard covers mortgages, protection, pensions and investments.
I also support people in nearby areas such as Yeovil, Taunton, Crewkerne and Ilminster, all on the same phone- and video-first basis.
Working with a local adviser in Chard also means continuity, the same person through mortgage moves, protection reviews, pension changes, and investment decisions.
Serving Somerset
Based in Yeovil, I work with clients across Somerset, mostly by phone and online, including Chard and surrounding areas.
5★ average from 73+ public Google reviews, read verified feedback.
100%
Independent
100+
Lenders
10+
Years Experience
Pension consolidation in Somerset
Consolidating pensions around Chard only makes sense when charges, investment choice, and lost safeguards are weighed properly. I document why a transfer is or is not in your interest before any recommendation.
Retirement income planning in Chard
Moving from saving to taking income requires decisions on drawdown, annuities, and tax-free cash timing. Chard clients get projections in plain language with assumptions stated clearly.
My Approach
Clear advice,
no complexity
Hi, I'm Michael Hawkins. I've been helping individuals and families across Chard and the wider Somerset area with their financial planning for years. As a completely independent FCA regulated financial Adviser, I offer whole of market access.
Why independence matters: Unlike restricted Advisers who can only recommend from a limited panel, I can search the entire UK market for the best product at the most competitive price.
I got tired of the old way of doing business, so I put years of experience into a system that makes life easier for both of us. Your client hub brings onboarding, factfinding, documents, messages, reminders, and reviews together in one place, while a practice engine behind the scenes keeps everything moving and cuts duplication and repetitive typing. Once you have tried it, going back to scattered emails and paper chasing rarely feels worth it. Pensions and investments follow the same hub model as mortgages and protection.
Learn more about my approach
Michael & Kiki
Chard, Somerset
Pension Solutions
What I can help with
Pension planning & advice
Retirement income planning
Pension transfer reviews
SIPP recommendations
Tax-efficient pension planning
Pension consolidation
The Process
How it works
1
2
3
4
5
6
1
Initial pension review & fact-find
2
Pension analysis & valuation
3
Retirement planning discussion
4
Product recommendations
5
Implementation support
6
Ongoing monitoring
Why Choose Me
Independent advantage
Tax advantages
Make the most of tax relief and tax-efficient pension planning
Retirement security
Plan for a comfortable retirement with income you can rely on
Whole market access
Access to all pension providers and investment options
Personalised planning
Retirement planning tailored to your specific goals and circumstances
Also Available in Chard
Other services
Quick answers
Pensions in Chard
How do appointments work if I'm in Chard?
By phone and video, I normally start with a free 30-minute call. Your client hub keeps the journey clear from wherever you're based in Chard or the wider Somerset area, without logistics getting in the way.
Is Chard inside your usual advice area?
Yes. I work across Somerset, Dorset and Devon, with Chard as one of the areas I support regularly. I also support people in nearby areas such as Yeovil, Taunton, Crewkerne and Ilminster, all on the same phone- and video-first basis.
Are you an independent pension adviser in Chard?
Yes. I am FCA-regulated and whole of market; recommendations come from the full UK market, not a restricted lender or provider panel. I am based in Yeovil and serve Chard and surrounding Somerset areas.
Do you review workplace and old pensions for clients in Chard?
Yes. Pension work in Chard and Somerset often starts with understanding workplace schemes, tracing older plans and modelling retirement income. Consolidation is only recommended when it is genuinely in your interest after checking guarantees and charges.
When should I start pension planning in Chard?
The earlier contributions start, the more compound growth helps, but meaningful planning is worthwhile at any age. Chard clients often begin after a job change, pay rise, or inheritance.
Can you help with pension transfers in Somerset?
Yes, when a transfer is in your interest after analysing safeguards, charges, and investment options. Defined-benefit transfers require specialist analysis and regulatory steps.
What is the client hub and practice engine?
I got tired of the old way of doing business, so I put years of experience into a system that makes life easier for both of us. Your client hub brings onboarding, factfinding, documents, messages, reminders, and reviews together in one place, while a practice engine behind the scenes keeps everything moving and cuts duplication and repetitive typing. Once you have tried it, going back to scattered emails and paper chasing rarely feels worth it. Pensions and investments follow the same hub model as mortgages and protection.
Testimonials
What my clients say
Below is a sample of feedback. There are also 73+ verified 5-star reviews on Google from clients across the South West.
"Michael was superb throughout and kept me up to date with the various stages along the way. I am now moving my pensions over too ;o)"
Lorraine Eadie
"Michael gave me some great advice and a plan to go forward with. If I ever need help or advice again I would 100% go back to Michael."
Chris Dev
"His advise was invaluable. Above all he was compassionate and understanding throughout the process, patient and supportive with those with little experience."
Dave Sinclair
"Really helpful, quick and efficient. For a variety of services brilliant to have some one to talk to and advise on what can be quite confusing matters."
Mike Male
Ready to start?
Ready to get started?
Get in touch to book a pension review, or message me with any questions.
Book a free 30-minute call